Although Apple emphasizesApple CardThe security strength of the card is sufficient to prevent fraudulent use. It also means that the physical card will not have the card number or CVV security code, only the user's personal name will be displayed, so the credit card number will not be misused. However, some users have reported that their Apple Cards have been used for fraudulent transactions.
according to9to5Mac websiteAccording to the report, a website reader named David said that his Apple Card was stolen and used hundreds of miles away even though the card was not lost. After contacting Apple, there was no immediate response, and Apple only said that it would continue to investigate the matter.
Previously, Apple emphasized that the Apple Card service mechanism would be protected by highly encrypted technology. Furthermore, not only does the physical card lack information such as the card number and security code, but even the card itself is difficult to copy. However, given how difficult the Apple Card is to copy, it still has a certain potential for system cloning and fraudulent use, as it relies on a magnetic stripe and chip.
At present, it seems that Apple Card may still be safer when used through Apple Pay. However, after all, many channels and locations still rely more on credit cards for payment. This part may depend on how Apple continues to promote the Apple Pay payment model and strengthen the protection of physical cards to prevent fraudulent use.
