Taiwanese startup Oen Technology announced today (August 8) the completion of closed beta testing for its proprietary conversational payment API (MCP), becoming Taiwan's first payment API solution that allows direct control via natural language commands. Testing showed that MCP reduced operation time by an average of 26% and received positive feedback from 40% of users, demonstrating its superior efficiency and ease of use.
Generate a payment link, create a subscription, or check your account in one sentence
Traditional payment operations often require technical integration and backend management, resulting in high barriers to entry and cumbersome processes. However, Oen Support Technology's MCP utilizes a standardized semantic design, enabling conversational AI assistants like ChatGPT, Claude, Cursor, and Perplexity to directly access the support payment API. Users can simply generate payment links, establish subscription-based deductions, and even query transaction records.
Oen Technology co-founder Xiao Xinsheng explained that MCP was created to reduce the complexity of funding operations, allowing everyone from individual creators to large enterprises to complete funding tasks in the most intuitive way possible. "We hope to make funding no longer a burden, but an accelerator for driving creativity and impact."
Closed beta test data is impressive: efficiency improved and error rate reduced
According to data released by Oen Technology, its MCP achieved an average 40% reduction in operation time and 25% reduction in human input errors during closed beta testing. Furthermore, up to 80% of common backend tasks can now be completed using semantics. Furthermore, this MCP has achieved international security certifications such as PCI DSS L1 and ISO 27001/27701, and features a multi-layered protection mechanism specifically designed for AI financial operations, ensuring transactions are executed under the highest security standards.
Diverse application scenarios benefit creators and businesses alike
This closed beta test included users ranging from individual creators and e-commerce businesses to SaaS platforms, event ticketing services, restaurants, and even non-profit organizations. Testers generally agreed that MCP significantly reduced the burden of routine tasks, particularly backend management tasks like generating subscription links and querying reports, effectively improving flexibility and efficiency.
Oen Support Technology also revealed three major optimization directions, including complex conditional queries, semantic fault tolerance, and complex task scheduling. The goal is to ensure that MCP can maintain efficient, stable and accurate usage characteristics in real operating environments.
Towards an AI-powered financial future
Looking ahead to the next phase, Oen Support Technology's MCP will add common features such as automatic reconciliation, batch refunds, and commission calculations. It will also incorporate multilingual input and contextual embedding technology to more accurately assess user intent. Future plans include the system's expansion into customizable semantics and modules, allowing users from diverse industries to create customized AI-powered financial services.
Oen Technology plans to launch a beta version of the MCP service in the fourth quarter of 2025, allowing more users to be the first to experience this innovative technology that "handles financial flows in one sentence."
